(866) 540-4192  ·  Free consultation

Submit Your Credit Reports

This is the fastest way to get a real answer from us. Upload your credit reports (and, if you have one, your credit monitoring login) below — once we've reviewed them, we'll call you to talk through what we found.

Please read before you call

We're always happy to answer the phone — but we don't do consultations or answer questions about your credit report until we've actually seen it. That's not us being difficult; it's the only way we can give you an honest, accurate answer instead of a guess. Submitting your reports here first means your call with us is actually useful.

PDF or photos of each report (Experian, Equifax, TransUnion). Up to 5 files, 10MB each.

Have a credit monitoring account? (optional, but it helps)

If you use a service like IdentityIQ, SmartCredit, myFICO, or similar, sharing access lets us see your full 3-bureau report directly instead of relying on what you upload. This is optional — you can skip it and just upload your reports above instead.

Sent over a secure (HTTPS) connection directly to BCR Consulting. We recommend changing this password after we've completed our review.

Thanks — we've got it.

We'll review your reports and call you to go over what we found. If you'd rather talk right now, call (866) 540-4192.

Why we ask for this first

Every credit report is different. Without seeing yours, any advice we give over the phone is a guess. Reviewing your actual report first means the time we spend on the phone with you is useful, not wasted.

Is my information secure?

Your submission is sent directly to BCR Consulting over an encrypted (HTTPS) connection and is not shared with third parties.

Prefer to just call?

We answer (866) 540-4192 directly — but please submit your reports first so we can actually help when we talk.