This is the fastest way to get a real answer from us. Upload your credit reports (and, if you have one, your credit monitoring login) below — once we've reviewed them, we'll call you to talk through what we found.
We're always happy to answer the phone — but we don't do consultations or answer questions about your credit report until we've actually seen it. That's not us being difficult; it's the only way we can give you an honest, accurate answer instead of a guess. Submitting your reports here first means your call with us is actually useful.
We'll review your reports and call you to go over what we found. If you'd rather talk right now, call (866) 540-4192.
Every credit report is different. Without seeing yours, any advice we give over the phone is a guess. Reviewing your actual report first means the time we spend on the phone with you is useful, not wasted.
Your submission is sent directly to BCR Consulting over an encrypted (HTTPS) connection and is not shared with third parties.
We answer (866) 540-4192 directly — but please submit your reports first so we can actually help when we talk.