(866) 540-4192  ·  Free consultation

Credit repair you only pay for when it works.

BCR Consulting has helped Texans and clients nationwide correct inaccurate credit report entries since 2008. We charge per confirmed deletion — not a monthly retainer for hoped-for results.

Prefer to talk it through first? Call (866) 540-4192 — we answer that line directly.

Registered Credit Services OrganizationState of Texas · Bond #3010105
NACSO C.R.O.A. CertifiedCertified against the federal Credit Repair Organizations Act
A+ BBB RatedServing clients since 2008

Before we talk on the phone: send us your reports

We can't give you a real answer about your credit without seeing it. Please submit your credit reports first — it takes a few minutes and lets us actually review your situation instead of guessing on the phone.

What happens after you reach out

No surprises, no work starts before you've agreed to it.

Step 1 · Free consultation

Submit the contact form or call us. We'll review what's on your credit report with you and explain, plainly, whether we can help and what it would cost.

Step 2 · Sign the agreement

If you decide to move forward, you'll complete our secure online contract — it explains the fees, your cancellation rights, and what we'll do — before anything is billed.

Step 3 · We get to work

Only after you've signed do we begin preparing and submitting disputes. Your first two successful deletions are free; after that you're billed per item, per bureau, only for confirmed results.

Pay-for-deletion, plainly explained

No setup fee. No monthly charges. You're billed for results, invoiced after the fact.

ItemFee
First two deletionsNo charge
Each additional derogatory item deleted$39 per item, per bureau
Public record deleted (bankruptcy, lien, judgment, etc.)$75 per item, per bureau
Personal information correctionsNo charge

Full terms, the service warranty, and the complete fee schedule are in our Services & Pricing page and in the signed agreement itself.

Why clients choose BCR

State-bonded and independently certified

We're a Registered Credit Services Organization with the State of Texas, bonded under Chapter 393 of the Texas Finance Code, and NACSO C.R.O.A. Certified — verified against the federal statute that governs this industry. Very few credit repair companies can say both.

A real office, not a call center

Our office is on Shoal Creek Boulevard in central Austin. We also serve Spanish-speaking clients with a dedicated Spanish-speaking team member.