The complete fee schedule, in plain language. This mirrors the fees stated in the signed service agreement — if anything here ever looks different from your contract, the contract controls.
Line-by-line review of your reports from Experian, Equifax and TransUnion to identify inaccurate, outdated or unverifiable entries. Free.
We prepare and submit formal disputes to the bureaus and to furnishers on your behalf, and track responses through the statutory reply window.
Negotiation with collection agencies and creditors to remove qualifying negative entries, documented in writing before any payment is made.
| Item | Fee |
|---|---|
| Initial fee | $139.00, due once your initial services are complete |
| First two deletions | No charge |
| Each additional derogatory item deleted | $39.00 per item, per bureau |
| Public record deleted (bankruptcy, tax lien, judgment, child support, foreclosure) | $75.00 per item, per bureau |
| Personal information corrections | No charge |
| Invoice terms | Due within 7 business days of invoice |
No setup fee. No recurring or monthly charges.
If a deleted item is re-listed by a bureau, we re-dispute it at no additional charge. If we can't get an item removed within 90 days, the fee for that item is refunded.
Our service runs approximately 180 days. During that time we ask that you maintain three-bureau credit monitoring with 30-day updates, so we can track and confirm results as they happen.
Your agreement includes a limited power of attorney authorizing us to communicate with furnishers on your behalf under FCRA §611.
You have the right to cancel without penalty within the period stated in your signed agreement and required by your state's law. Full cancellation terms are in the contract and CROA disclosure you'll review before signing.
Start with a free consultation. Nothing is billed until you've reviewed and signed the agreement.
Get a Free Consultation